Fundamental
Life SkillsTM

Civics
Voter Registration
Taxes
Community Resources

Professional
Development
Filling Out Applications
Behavioral Interviewing
Planning & Organizing
Understanding Employer
Benefits

Personal Finance
Banking
Credit
Saving & Investing
Insurance
Banking
OUR PARTNERS,
SUPPORTERS &
COLLABORATIONS
Advocates for Young AdultsTM
PO Box 182                                                                                                                                                                                                Advocates for Young Adults, Inc  All Rights Reserved 2007
Louisville, CO 80027
720.363.5131
shawn@advocates4youngadults.org
Advocates for Young Adults      
Check out the FDIC's Money Smart program

Banking basics
The bank may review your history of using checking accounts through
companies such as TeleCheck or ChexSystems. It may also run a full
credit report.
  • The bank will need your photo identification, such as a driver’s
    license, and your Social Security number (SSN) or Individual
    Taxpayer Identification Number (ITIN) to verify your identity.
  • If you are not a citizen of the United States, some banks may accept
    other forms of photo identification. Other types of identification may
    include the matrícula consular card, resident alien card (Green
    Card), or passport. Ask the bank what type of identification you
    need to open an account.
  • If the bank determines that you are eligible to open an account, you
    can deposit money into your new account.
  • If you are unable to open an account, ask whether you are eligible
    for any “second chance” checking programs. These programs may
    allow you to open a checking account after meeting certain
    requirements, such as completing a check-writing workshop.