| MISSION STATEMENT To improve people's professional and personal lives through financial and civic education. |
| A Population at Risk (see stats) Young adults aged 18-34 make up 25% of the U.S. population. Without the proper training, many are unable to manage their financial responsibilities effectively and are at risk for accruing substantial debt due to over-spending, high interest rates, bad loans, over-the-limit and late fees, back taxes or health bills. Not understanding the full scope of financial or employment benefits available to them can put young adults at a further disadvantage. Recognizing a Need Advocates for Young Adults was born out of the realization that a large number of young people leaving high school or college have never been taught many life skills they will need to know. Schools don't have the time in their curricula and many parents don't have the time or energy or understanding themselves. We're here to work with individuals, schools, businesses or organizations to teach anyone who wants to improve their understanding of personal finances, professional development or civic responsibility. Addressing the Problem We believe that informed people make better decisions, and better decisions reduce stress-- a major problem in today's society. Studies have shown that stress is one of the primary factors in workplace inefficiency and missed work days in the United States. According to a survey of 800,000 workers in over 300 companies, the number of employees calling in sick because of stress tripled from 1996-2000. An estimated 1 million workers are absent every day due to stress. [National Institute of Occupational Safety and Health, 2000] We believe that education is the key to providing much needed life skills to prepare young adults for the difficult decisions ahead. |
| Advocates is an incorporated non-profit 501(C)(3) organization |

| Fundamental Life SkillsTM Civics Voter Registration Taxes Community Resources Professional Development Filling Out Applications Behavioral Interviewing Planning & Organizing Understanding Employer Benefits Personal Finance Banking Credit Saving & Investing Insurance |
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